Your move
Price the result and the risk
Make delivery costs, assumptions, payment timing, and the owner pricing decision visible.
Build a price floor from your approved costs, your chosen internal time value, tools, expected rework, payment timing, and risk. Then make the pricing decision yourself; the worksheet does not supply a universal margin.
Do this now
Three moves, in order.
- List direct costs and the work required to deliver the bounded outcome.
- Add the owner assumptions you choose for rework, risk, and payment delay.
- Compare the floor with buyer value and alternatives without pretending either determines a single correct price.
Build the artifact
Price card
Copy these fields into a note, document, or sheet you already use.
Direct cost
People, tools, materials, vendors, and fees
Internal time value
Your chosen rate or opportunity-cost assumption
Owner allowances
Rework, risk, and payment-timing assumptions
Floor
The arithmetic total
Chosen price
Owner decision and reasoning
Give AI the bounded job
Prompt from your artifact—not from vibes.
Calculate this offer floor from my supplied numbers and show the arithmetic. Label assumptions. Do not choose a margin, price, tax treatment, financing cost, or market value for me.
Before you use it
The work leaves your hands only when:
- Every number is an input, formula result, or labeled assumption.
- The chosen price is an owner decision.
- Tax, accounting, and legal treatment go to qualified advisers.